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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $11,081 |
Filed as: RESOURCES INVESTMENT ADVISORS, INC. Service code 27 · EIN 43-1451524 | Advisory (Plan) | $7,561 |
Filed as: AMERICAN UNITED HEALTH INSURANCE CO Service code 15 · EIN 35-0145825 | Recordkeeping | $500 |
Service code 52 | Indirect Investment Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,432 | $39,948-21.3% | $89,435-64.9% | $73,412-57.2% |
| Participation rate | 19.1% | 50.4%-31.3pp | 68.0%-48.8pp | 72.2%-53.0pp |
| Annual return | 12.99% | 50.12%-37.1pp | 245.55%-232.6pp | 59.30%-46.3pp |
| Employer contribution / active EE | $247 | $1,200-79.4% | $2,587-90.5% | $2,234-89.0% |
| Participant deferral / active EE | $646 | $2,193-70.5% | $3,890-83.4% | $3,806-83.0% |
| Admin fee / account holder | $135 | $134+0.7% | $4,884-97.2% | $158-14.4% |