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| Provider | Service type | Compensation |
|---|---|---|
SAGEPOINT FINANCIAL INC1+ years Filed as: RESOURCE INVESTMENT ADVSRS Service code 26 · EIN 43-1451524 | Advisory (Participants) | $18,808 |
Service code 15 · EIN 35-0145825 | Recordkeeping | $5,483 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,618 | $40,522-26.9% | $84,628-65.0% | $67,579-56.2% |
| Participation rate | 27.1% | 51.1%-24.0pp | 68.2%-41.1pp | 71.3%-44.1pp |
| Annual return | 19.56% | 32.72%-13.2pp | 258.80%-239.2pp | 378.56%-359.0pp |
| Employer contribution / active EE | $239 | $1,146-79.2% | $2,653-91.0% | $2,148-88.9% |
| Participant deferral / active EE | $615 | $2,132-71.1% | $3,900-84.2% | $3,539-82.6% |
| Admin fee / account holder | $134 | $145-8.0% | $4,914-97.3% | $142-6.1% |