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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,430 | $78,520+295.4% | $96,576+221.4% | $82,448+276.5% |
| Participation rate | 97.7% | 77.7%+20.0pp | 81.4%+16.3pp | 68.1%+29.7pp |
| Annual return | 18.55% | 41.30%-22.8pp | 38.47%-19.9pp | 41.64%-23.1pp |
| Employer contribution / active EE | $3,506 | $2,630+33.3% | $3,553-1.3% | $2,551+37.4% |
| Participant deferral / active EE | $6,628 | $6,754-1.9% | $7,956-16.7% | $4,139+60.1% |
| Admin fee / account holder | $1,772 | $13,455-86.8% | $11,381-84.4% | $7,234-75.5% |