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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,430 | $77,358+301.3% | $102,184+203.8% | $87,485+254.8% |
| Participation rate | 97.7% | 78.7%+19.0pp | 82.6%+15.1pp | 68.9%+28.8pp |
| Annual return | 18.55% | 41.11%-22.6pp | 31.58%-13.0pp | 26.06%-7.5pp |
| Employer contribution / active EE | $3,506 | $2,562+36.8% | $3,594-2.4% | $2,596+35.0% |
| Participant deferral / active EE | $6,628 | $6,753-1.8% | $8,309-20.2% | $4,274+55.1% |
| Admin fee / account holder | $1,772 | $6,809-74.0% | $11,609-84.7% | $7,775-77.2% |