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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,533 | $102,609+52.6% | $98,090+59.6% | $138,895+12.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 15.24% | 36.44%-21.2pp | 37.05%-21.8pp | 145.39%-130.2pp |
| Employer contribution / active EE | $3,568 | $3,867-7.7% | $3,606-1.1% | $4,194-14.9% |
| Participant deferral / active EE | $7,646 | $8,167-6.4% | $7,845-2.5% | $6,396+19.5% |
| Admin fee / account holder | $2,143 | $11,434-81.3% | $11,815-81.9% | $12,562-82.9% |