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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,977 | $108,922+6.5% | $100,398+15.5% | $145,978-20.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.26% | 58.04%-43.8pp | 49.32%-35.1pp | 550.52%-536.3pp |
| Employer contribution / active EE | $3,618 | $4,426-18.3% | $3,946-8.3% | $4,662-22.4% |
| Participant deferral / active EE | $7,723 | $8,450-8.6% | $8,084-4.5% | $6,690+15.5% |
| Admin fee / account holder | $1,148 | $9,680-88.1% | $7,893-85.5% | $13,400-91.4% |