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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,669 | $175,259-51.7% | $149,723-43.4% | $139,487-39.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 22.71% | 166.82%-144.1pp | 134.50%-111.8pp | 373.84%-351.1pp |
| Employer contribution / active EE | $8,839 | $5,478+61.3% | $4,821+83.3% | $4,755+85.9% |
| Participant deferral / active EE | $8,041 | $6,522+23.3% | $5,682+41.5% | $6,713+19.8% |
| Admin fee / account holder | $3,688 | $16,158-77.2% | $13,215-72.1% | $11,407-67.7% |