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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,414 | $217,432-52.4% | $185,851-44.4% | $167,553-38.3% |
| Participation rate | 64.7% | 86.1%-21.3pp | 81.7%-17.0pp | 82.1%-17.4pp |
| Annual return | 10.43% | 148.43%-138.0pp | 122.11%-111.7pp | 478.89%-468.5pp |
| Employer contribution / active EE | $2,443 | $5,874-58.4% | $5,168-52.7% | $4,840-49.5% |
| Participant deferral / active EE | $4,798 | $6,357-24.5% | $5,569-13.8% | $6,343-24.4% |
| Admin fee / account holder | $170 | $19,820-99.1% | $16,245-99.0% | $12,316-98.6% |