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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,192 | $202,342-53.0% | $172,753-44.9% | $152,909-37.7% |
| Participation rate | 64.3% | 87.1%-22.8pp | 82.6%-18.4pp | 82.5%-18.2pp |
| Annual return | 24.92% | 1029.88%-1005.0pp | 803.00%-778.1pp | 345.46%-320.5pp |
| Employer contribution / active EE | $2,396 | $5,857-59.1% | $5,144-53.4% | $4,764-49.7% |
| Participant deferral / active EE | $3,295 | $5,948-44.6% | $5,198-36.6% | $5,851-43.7% |
| Admin fee / account holder | $361 | $17,112-97.9% | $13,956-97.4% | $11,601-96.9% |