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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,392 | $72,273-19.2% | $101,275-42.3% | $79,856-26.9% |
| Participation rate | 98.8% | 68.5%+30.3pp | 75.8%+23.0pp | 69.6%+29.2pp |
| Annual return | 8.80% | 22.30%-13.5pp | 46.48%-37.7pp | 31.71%-22.9pp |
| Employer contribution / active EE | $5,094 | $2,691+89.3% | $3,660+39.2% | $2,471+106.1% |
| Participant deferral / active EE | $3,176 | $3,282-3.2% | $4,371-27.3% | $3,741-15.1% |
| Admin fee / account holder | $2,197 | $4,401-50.1% | $5,948-63.1% | $5,306-58.6% |