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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,755 | $65,367-30.0% | $92,915-50.8% | $72,976-37.3% |
| Participation rate | 97.7% | 68.3%+29.4pp | 76.0%+21.7pp | 69.5%+28.2pp |
| Annual return | 22.35% | 42.11%-19.8pp | 109.45%-87.1pp | 81.02%-58.7pp |
| Employer contribution / active EE | $6,258 | $2,594+141.3% | $3,653+71.3% | $2,440+156.5% |
| Participant deferral / active EE | $2,609 | $3,128-16.6% | $4,238-38.4% | $3,608-27.7% |
| Admin fee / account holder | $3,363 | $4,251-20.9% | $5,796-42.0% | $5,124-34.4% |