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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,653 | $100,073-7.4% | $85,126+8.8% | $145,877-36.5% |
| Participation rate | 84.2% | 74.1%+10.1pp | 67.5%+16.7pp | 80.3%+3.9pp |
| Annual return | 11.48% | 84.11%-72.6pp | 66.63%-55.2pp | 551.28%-539.8pp |
| Employer contribution / active EE | $255 | $3,236-92.1% | $2,731-90.7% | $4,663-94.5% |
| Participant deferral / active EE | $3,150 | $5,294-40.5% | $4,523-30.4% | $6,691-52.9% |
| Admin fee / account holder | $2,690 | $7,261-62.9% | $6,160-56.3% | $13,402-79.9% |