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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,182 | $52,279+76.3% | $89,435+3.1% | $79,856+15.4% |
| Participation rate | 73.1% | 57.5%+15.5pp | 68.0%+5.1pp | 69.6%+3.4pp |
| Annual return | 19.04% | 22.16%-3.1pp | 245.55%-226.5pp | 31.71%-12.7pp |
| Employer contribution / active EE | $170 | $1,572-89.2% | $2,587-93.4% | $2,471-93.1% |
| Participant deferral / active EE | $1,690 | $2,740-38.3% | $3,890-56.6% | $3,741-54.8% |
| Admin fee / account holder | $14,122 | $3,356+320.7% | $4,884+189.1% | $5,306+166.1% |