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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,329 | $114,093-6.8% | $96,171+10.6% | $167,536-36.5% |
| Participation rate | 82.6% | 75.1%+7.5pp | 68.4%+14.2pp | 82.1%+0.5pp |
| Annual return | 11.76% | 190.00%-178.2pp | 192.04%-180.3pp | 478.82%-467.1pp |
| Employer contribution / active EE | $179 | $3,429-94.8% | $2,799-93.6% | $4,839-96.3% |
| Participant deferral / active EE | $1,665 | $5,197-68.0% | $4,350-61.7% | $6,342-73.7% |
| Admin fee / account holder | $6,254 | $6,899-9.3% | $5,538+12.9% | $12,315-49.2% |