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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,385 | $86,922-55.8% | $102,438-62.5% | $80,874-52.5% |
| Participation rate | 97.1% | 72.4%+24.7pp | 76.5%+20.6pp | 67.6%+29.4pp |
| Annual return | 4.80% | 18.90%-14.1pp | 29.37%-24.6pp | 35.62%-30.8pp |
| Employer contribution / active EE | $0 | $2,369-100.0% | $3,024-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $4,074 | $4,119-1.1% | $5,054-19.4% | $4,297-5.2% |
| Admin fee / account holder | $2,193 | $8,050-72.8% | $9,448-76.8% | $6,935-68.4% |