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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,326 | $80,983-55.1% | $96,544-62.4% | $75,177-51.7% |
| Participation rate | 91.4% | 71.8%+19.6pp | 76.0%+15.4pp | 67.2%+24.2pp |
| Annual return | -8.03% | 27.05%-35.1pp | 25.88%-33.9pp | 160.75%-168.8pp |
| Employer contribution / active EE | $10,676 | $2,282+367.7% | $2,966+259.9% | $2,671+299.7% |
| Participant deferral / active EE | $3,686 | $3,929-6.2% | $4,851-24.0% | $4,126-10.7% |
| Admin fee / account holder | $3,840 | $6,717-42.8% | $8,254-53.5% | $5,651-32.0% |