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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $3,207 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,981 | $63,809-87.5% | $81,353-90.2% | $80,935-90.1% |
| Participation rate | 80.0% | 63.9%+16.1pp | 69.5%+10.5pp | 67.7%+12.3pp |
| Annual return | 12.99% | 16.37%-3.4pp | 24.82%-11.8pp | 35.66%-22.7pp |
| Employer contribution / active EE | $0 | $1,981-100.0% | $2,464-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,709 | $3,093-12.4% | $3,885-30.3% | $4,299-37.0% |
| Admin fee / account holder | $33 | $5,686-99.4% | $5,766-99.4% | $6,924-99.5% |