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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,771 | $67,894-78.2% | $89,340-83.5% | $82,448-82.1% |
| Participation rate | 85.7% | 64.0%+21.7pp | 69.6%+16.1pp | 68.1%+17.6pp |
| Annual return | 37.85% | 19.21%+18.6pp | 20.57%+17.3pp | 41.64%-3.8pp |
| Employer contribution / active EE | $0 | $1,828-100.0% | $2,231-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,431 | $3,072+11.7% | $3,823-10.2% | $4,139-17.1% |
| Admin fee / account holder | $1,774 | $5,723-69.0% | $6,704-73.5% | $7,234-75.5% |