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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,944 | $88,754-44.9% | $81,820-40.2% | $145,877-66.4% |
| Participation rate | 38.1% | 75.1%-37.0pp | 72.4%-34.3pp | 80.3%-42.2pp |
| Annual return | 12.36% | 1031.77%-1019.4pp | 777.93%-765.6pp | 551.28%-538.9pp |
| Employer contribution / active EE | $1,038 | $3,085-66.4% | $2,915-64.4% | $4,663-77.7% |
| Participant deferral / active EE | $2,739 | $4,648-41.1% | $4,323-36.6% | $6,691-59.1% |
| Admin fee / account holder | $610 | $8,424-92.8% | $7,391-91.7% | $13,402-95.5% |