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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,068 | $92,766-71.9% | $82,763-68.5% | $134,545-80.6% |
| Participation rate | 35.0% | 75.2%-40.2pp | 72.6%-37.6pp | 81.2%-46.2pp |
| Annual return | -16.36% | 946.97%-963.3pp | 702.45%-718.8pp | 418.37%-434.7pp |
| Employer contribution / active EE | $813 | $3,273-75.2% | $3,008-73.0% | $4,742-82.9% |
| Participant deferral / active EE | $2,740 | $4,802-42.9% | $4,395-37.7% | $6,401-57.2% |
| Admin fee / account holder | $385 | $5,978-93.6% | $5,325-92.8% | $11,431-96.6% |