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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,698 | $96,678-58.9% | $86,640-54.2% | $139,466-71.5% |
| Participation rate | 35.0% | 74.4%-39.4pp | 71.7%-36.7pp | 80.3%-45.3pp |
| Annual return | 14.57% | 106.69%-92.1pp | 592.52%-577.9pp | 373.66%-359.1pp |
| Employer contribution / active EE | $923 | $3,265-71.7% | $3,024-69.5% | $4,754-80.6% |
| Participant deferral / active EE | $2,518 | $4,837-47.9% | $4,438-43.3% | $6,712-62.5% |
| Admin fee / account holder | $519 | $6,410-91.9% | $5,616-90.8% | $11,409-95.5% |