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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,414 | $72,071-5.1% | $68,368+0.1% | $137,256-50.2% |
| Participation rate | 38.1% | 76.2%-38.1pp | 73.8%-35.7pp | 80.0%-41.9pp |
| Annual return | 16.10% | 353.14%-337.0pp | 292.57%-276.5pp | 220.34%-204.2pp |
| Employer contribution / active EE | $1,131 | $2,788-59.4% | $2,649-57.3% | $4,156-72.8% |
| Participant deferral / active EE | $3,284 | $4,410-25.5% | $4,123-20.3% | $6,407-48.7% |
| Admin fee / account holder | $837 | $5,336-84.3% | $5,150-83.7% | $12,270-93.2% |