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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,431 | $124,425+98.1% | $112,040+119.9% | $137,256+79.5% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 20.27% | 24.72%-4.4pp | 24.52%-4.3pp | 220.34%-200.1pp |
| Employer contribution / active EE | $0 | $3,411-100.0% | $2,954-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $43,280 | $5,718+656.9% | $5,098+749.0% | $6,407+575.5% |
| Admin fee / account holder | $2,686 | $15,207-82.3% | $12,098-77.8% | $12,270-78.1% |