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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,431 | $138,312+78.2% | $122,979+100.4% | $155,188+58.8% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 20.27% | 22.06%-1.8pp | 20.12%+0.2pp | 148.84%-128.6pp |
| Employer contribution / active EE | $0 | $3,530-100.0% | $3,062-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $43,280 | $5,592+673.9% | $5,003+765.1% | $6,531+562.7% |
| Admin fee / account holder | $2,686 | $15,089-82.2% | $12,864-79.1% | $14,480-81.4% |