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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,867 | $106,749-36.4% | $145,433-53.3% | $82,448-17.7% |
| Participation rate | 65.0% | 75.6%-10.6pp | 82.1%-17.1pp | 68.1%-3.1pp |
| Annual return | 18.47% | 27.59%-9.1pp | 66.58%-48.1pp | 41.64%-23.2pp |
| Employer contribution / active EE | $2,585 | $3,444-24.9% | $4,554-43.2% | $2,551+1.3% |
| Participant deferral / active EE | $5,770 | $6,519-11.5% | $7,897-26.9% | $4,139+39.4% |
| Admin fee / account holder | $4,629 | $8,390-44.8% | $13,129-64.7% | $7,234-36.0% |