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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,118 | $72,071-44.3% | $68,368-41.3% | $137,256-70.8% |
| Participation rate | 81.8% | 76.2%+5.6pp | 73.8%+8.1pp | 80.0%+1.9pp |
| Annual return | 19.54% | 353.14%-333.6pp | 292.57%-273.0pp | 220.34%-200.8pp |
| Employer contribution / active EE | $972 | $2,788-65.1% | $2,649-63.3% | $4,156-76.6% |
| Participant deferral / active EE | $3,524 | $4,410-20.1% | $4,123-14.5% | $6,407-45.0% |
| Admin fee / account holder | $1,307 | $5,336-75.5% | $5,150-74.6% | $12,270-89.4% |