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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,118 | $102,595-60.9% | $94,057-57.3% | $154,746-74.1% |
| Participation rate | 81.8% | 76.0%+5.8pp | 73.3%+8.5pp | 80.7%+1.1pp |
| Annual return | 19.54% | 583.42%-563.9pp | 480.62%-461.1pp | 172.34%-152.8pp |
| Employer contribution / active EE | $972 | $3,147-69.1% | $2,933-66.9% | $4,379-77.8% |
| Participant deferral / active EE | $3,524 | $5,118-31.2% | $4,709-25.2% | $6,730-47.6% |
| Admin fee / account holder | $1,307 | $7,736-83.1% | $7,244-82.0% | $14,365-90.9% |