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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,077 | $29,319+98.1% | $52,425+10.8% | $82,448-29.6% |
| Participation rate | 16.7% | 46.9%-30.2pp | 55.6%-39.0pp | 68.1%-51.4pp |
| Annual return | 17.91% | 535.20%-517.3pp | 302.12%-284.2pp | 41.64%-23.7pp |
| Employer contribution / active EE | $350 | $586-40.4% | $914-61.7% | $2,551-86.3% |
| Participant deferral / active EE | $1,503 | $1,171+28.3% | $1,790-16.1% | $4,139-63.7% |
| Admin fee / account holder | $1,625 | $1,962-17.2% | $2,495-34.9% | $7,234-77.5% |