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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,981 | $225,673-89.4% | $203,872-88.2% | $155,188-84.5% |
| Participation rate | 84.6% | 80.3%+4.3pp | 77.8%+6.8pp | 80.8%+3.8pp |
| Annual return | 16.80% | 95.91%-79.1pp | 85.11%-68.3pp | 148.84%-132.0pp |
| Employer contribution / active EE | $1,422 | $4,099-65.3% | $3,757-62.1% | $4,248-66.5% |
| Participant deferral / active EE | $5,133 | $6,893-25.5% | $6,388-19.6% | $6,531-21.4% |
| Admin fee / account holder | $4,029 | $12,327-67.3% | $11,730-65.7% | $14,480-72.2% |