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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,092 | $227,633-94.2% | $189,597-93.1% | $167,553-92.2% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.4%+1.6pp | 82.1%-2.1pp |
| Annual return | 19.79% | 78.45%-58.7pp | 64.20%-44.4pp | 478.89%-459.1pp |
| Employer contribution / active EE | $1,040 | $5,317-80.4% | $4,412-76.4% | $4,840-78.5% |
| Participant deferral / active EE | $3,034 | $7,003-56.7% | $6,174-50.9% | $6,343-52.2% |
| Admin fee / account holder | $1,271 | $11,879-89.3% | $9,807-87.0% | $12,316-89.7% |