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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,430 | $190,916-93.5% | $160,037-92.2% | $134,545-90.8% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.0%+9.5pp | 81.2%+6.3pp |
| Annual return | -19.74% | 552.79%-572.5pp | 408.95%-428.7pp | 418.37%-438.1pp |
| Employer contribution / active EE | $1,027 | $4,996-79.4% | $4,226-75.7% | $4,742-78.3% |
| Participant deferral / active EE | $3,520 | $6,925-49.2% | $6,184-43.1% | $6,401-45.0% |
| Admin fee / account holder | $863 | $10,497-91.8% | $8,716-90.1% | $11,431-92.5% |