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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,085 | $198,457+24.5% | $170,435+45.0% | $147,586+67.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 7.68% | 257.30%-249.6pp | 205.94%-198.3pp | 578.59%-570.9pp |
| Employer contribution / active EE | $881 | $6,183-85.7% | $5,432-83.8% | $4,876-81.9% |
| Participant deferral / active EE | $3,309 | $5,629-41.2% | $4,939-33.0% | $5,439-39.2% |
| Admin fee / account holder | $4,042 | $16,852-76.0% | $13,881-70.9% | $10,886-62.9% |