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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,951 | $167,353-69.6% | $143,797-64.6% | $134,545-62.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.81% | 0.48%-21.3pp | -0.04%-20.8pp | 418.37%-439.2pp |
| Employer contribution / active EE | $2,484 | $5,620-55.8% | $4,952-49.8% | $4,742-47.6% |
| Participant deferral / active EE | $5,912 | $6,447-8.3% | $5,638+4.8% | $6,401-7.6% |
| Admin fee / account holder | $1,203 | $18,096-93.4% | $14,679-91.8% | $11,431-89.5% |