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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,791 | $102,429-77.7% | $147,096-84.5% | $80,925-71.8% |
| Participation rate | 89.7% | 75.9%+13.8pp | 82.2%+7.5pp | 67.7%+22.0pp |
| Annual return | 14.86% | 135.02%-120.2pp | 419.75%-404.9pp | 35.65%-20.8pp |
| Employer contribution / active EE | $2,619 | $3,716-29.5% | $4,936-46.9% | $2,756-5.0% |
| Participant deferral / active EE | $5,088 | $6,649-23.5% | $8,071-37.0% | $4,299+18.4% |
| Admin fee / account holder | $448 | $7,957-94.4% | $13,005-96.6% | $6,940-93.6% |