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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,791 | $102,382-77.7% | $147,005-84.5% | $80,874-71.8% |
| Participation rate | 89.7% | 75.8%+13.8pp | 82.2%+7.5pp | 67.6%+22.0pp |
| Annual return | 14.86% | 134.89%-120.0pp | 418.76%-403.9pp | 35.62%-20.8pp |
| Employer contribution / active EE | $2,619 | $3,715-29.5% | $4,934-46.9% | $2,756-5.0% |
| Participant deferral / active EE | $5,088 | $6,646-23.4% | $8,070-36.9% | $4,297+18.4% |
| Admin fee / account holder | $448 | $7,942-94.4% | $13,006-96.6% | $6,935-93.5% |