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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,990 | $97,125-48.5% | $86,233-42.0% | $137,256-63.6% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 22.04% | 74.19%-52.2pp | 61.39%-39.4pp | 220.34%-198.3pp |
| Employer contribution / active EE | $2,695 | $2,841-5.2% | $2,504+7.6% | $4,156-35.2% |
| Participant deferral / active EE | $10,583 | $5,180+104.3% | $4,559+132.1% | $6,407+65.2% |
| Admin fee / account holder | $0 | $9,725-100.0% | $8,342-100.0% | $12,270-100.0% |