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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,590 | $185,312-80.8% | $161,489-78.0% | $154,746-77.0% |
| Participation rate | 61.5% | 82.5%-20.9pp | 78.7%-17.2pp | 80.7%-19.2pp |
| Annual return | 11.64% | 103.84%-92.2pp | 89.72%-78.1pp | 172.34%-160.7pp |
| Employer contribution / active EE | $1,290 | $4,769-73.0% | $4,268-69.8% | $4,379-70.6% |
| Participant deferral / active EE | $3,761 | $6,350-40.8% | $5,630-33.2% | $6,730-44.1% |
| Admin fee / account holder | $10,444 | $18,654-44.0% | $16,006-34.7% | $14,365-27.3% |