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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,572 | $102,595-64.4% | $94,057-61.1% | $154,746-76.4% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 16.41% | 583.42%-567.0pp | 480.62%-464.2pp | 172.34%-155.9pp |
| Employer contribution / active EE | $2,390 | $3,147-24.1% | $2,933-18.5% | $4,379-45.4% |
| Participant deferral / active EE | $4,138 | $5,118-19.2% | $4,709-12.1% | $6,730-38.5% |
| Admin fee / account holder | $455 | $7,736-94.1% | $7,244-93.7% | $14,365-96.8% |