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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,572 | $72,071-49.3% | $68,368-46.5% | $137,256-73.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 16.41% | 353.14%-336.7pp | 292.57%-276.2pp | 220.34%-203.9pp |
| Employer contribution / active EE | $2,390 | $2,788-14.3% | $2,649-9.8% | $4,156-42.5% |
| Participant deferral / active EE | $4,138 | $4,410-6.2% | $4,123+0.4% | $6,407-35.4% |
| Admin fee / account holder | $455 | $5,336-91.5% | $5,150-91.2% | $12,270-96.3% |