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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,103 | $68,097-88.1% | $62,929-87.1% | $137,256-94.1% |
| Participation rate | 72.2% | 77.4%-5.2pp | 73.1%-0.9pp | 80.0%-7.7pp |
| Annual return | 17.46% | 1859.11%-1841.7pp | 1063.93%-1046.5pp | 220.34%-202.9pp |
| Employer contribution / active EE | $493 | $2,811-82.5% | $2,505-80.3% | $4,156-88.1% |
| Participant deferral / active EE | $1,661 | $4,553-63.5% | $3,888-57.3% | $6,407-74.1% |
| Admin fee / account holder | $1,061 | $6,521-83.7% | $5,065-79.1% | $12,270-91.4% |