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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,588 | $109,904-71.3% | $97,167-67.5% | $145,959-78.4% |
| Participation rate | 66.7% | 75.9%-9.3pp | 72.7%-6.0pp | 80.3%-13.6pp |
| Annual return | 14.46% | 243.43%-229.0pp | 75.27%-60.8pp | 561.95%-547.5pp |
| Employer contribution / active EE | $1,383 | $3,084-55.2% | $2,729-49.3% | $4,661-70.3% |
| Participant deferral / active EE | $4,528 | $4,676-3.2% | $4,264+6.2% | $6,689-32.3% |
| Admin fee / account holder | $669 | $6,216-89.2% | $5,650-88.2% | $13,398-95.0% |