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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,470 | $80,812-74.7% | $160,784-87.3% | $82,448-75.2% |
| Participation rate | 44.0% | 66.2%-22.2pp | 77.0%-33.0pp | 68.1%-24.1pp |
| Annual return | 16.22% | 100.59%-84.4pp | 1803.92%-1787.7pp | 41.64%-25.4pp |
| Employer contribution / active EE | $1,894 | $2,174-12.9% | $3,733-49.2% | $2,551-25.7% |
| Participant deferral / active EE | $3,275 | $4,335-24.5% | $6,293-48.0% | $4,139-20.9% |
| Admin fee / account holder | $6,367 | $7,695-17.3% | $9,717-34.5% | $7,234-12.0% |