Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,489 | $77,472-80.0% | $100,415-84.6% | $80,959-80.9% |
| Participation rate | 51.2% | 76.9%-25.8pp | 81.5%-30.4pp | 67.7%-16.5pp |
| Annual return | 23.37% | 37.26%-13.9pp | 49.47%-26.1pp | 35.67%-12.3pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,943-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,200 | $6,818-38.4% | $8,091-48.1% | $4,300-2.3% |
| Admin fee / account holder | $4,648 | $5,885-21.0% | $7,906-41.2% | $6,925-32.9% |