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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,307 | $112,189+66.1% | - | $145,877+27.7% |
| Participation rate | 100.0% | 68.6%+31.4pp | - | 80.3%+19.7pp |
| Annual return | 17.83% | 21.29%-3.5pp | - | 551.28%-533.5pp |
| Employer contribution / active EE | $18,027 | $5,748+213.6% | - | $4,663+286.6% |
| Participant deferral / active EE | $30,500 | $5,634+441.3% | - | $6,691+355.9% |
| Admin fee / account holder | $25,625 | $6,256+309.6% | - | $13,402+91.2% |