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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,066 | $64,480+7.1% | - | $139,466-50.5% |
| Participation rate | 100.0% | 66.6%+33.4pp | - | 80.3%+19.7pp |
| Annual return | 20.34% | 4.96%+15.4pp | - | 373.66%-353.3pp |
| Employer contribution / active EE | $10,506 | $6,857+53.2% | - | $4,754+121.0% |
| Participant deferral / active EE | $30,517 | $2,915+946.8% | - | $6,712+354.7% |
| Admin fee / account holder | $323 | $3,931-91.8% | - | $11,409-97.2% |