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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,177 | $160,040-74.9% | $147,096-72.7% | $145,877-72.5% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 13.04% | 98.49%-85.5pp | 419.75%-406.7pp | 551.28%-538.2pp |
| Employer contribution / active EE | $2,374 | $5,289-55.1% | $4,936-51.9% | $4,663-49.1% |
| Participant deferral / active EE | $2,646 | $8,429-68.6% | $8,071-67.2% | $6,691-60.5% |
| Admin fee / account holder | $10,846 | $15,050-27.9% | $13,005-16.6% | $13,402-19.1% |