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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,177 | $159,934-74.9% | $147,005-72.7% | $145,959-72.5% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 13.04% | 98.24%-85.2pp | 418.76%-405.7pp | 561.95%-548.9pp |
| Employer contribution / active EE | $2,374 | $5,287-55.1% | $4,934-51.9% | $4,661-49.1% |
| Participant deferral / active EE | $2,646 | $8,427-68.6% | $8,070-67.2% | $6,689-60.4% |
| Admin fee / account holder | $10,846 | $15,053-28.0% | $13,006-16.6% | $13,398-19.0% |