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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,209 | $97,125-47.3% | $86,233-40.6% | $137,256-62.7% |
| Participation rate | 82.6% | 74.2%+8.4pp | 69.0%+13.6pp | 80.0%+2.6pp |
| Annual return | 12.30% | 74.19%-61.9pp | 61.39%-49.1pp | 220.34%-208.0pp |
| Employer contribution / active EE | $994 | $2,841-65.0% | $2,504-60.3% | $4,156-76.1% |
| Participant deferral / active EE | $2,979 | $5,180-42.5% | $4,559-34.7% | $6,407-53.5% |
| Admin fee / account holder | $3,303 | $9,725-66.0% | $8,342-60.4% | $12,270-73.1% |