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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,818 | $109,967-54.7% | $97,197-48.7% | $145,877-65.8% |
| Participation rate | 42.9% | 76.0%-33.1pp | 72.7%-29.8pp | 80.3%-37.4pp |
| Annual return | 71.74% | 244.27%-172.5pp | 75.47%-3.7pp | 551.28%-479.5pp |
| Employer contribution / active EE | $617 | $3,077-79.9% | $2,723-77.3% | $4,663-86.8% |
| Participant deferral / active EE | $1,857 | $4,676-60.3% | $4,263-56.4% | $6,691-72.2% |
| Admin fee / account holder | $0 | $6,199-100.0% | $5,637-100.0% | $13,402-100.0% |