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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,951 | $99,053-85.9% | $88,179-84.2% | $138,895-90.0% |
| Participation rate | 71.4% | 74.2%-2.8pp | 69.1%+2.3pp | 79.9%-8.5pp |
| Annual return | 14.43% | 78.17%-63.7pp | 64.97%-50.5pp | 145.39%-131.0pp |
| Employer contribution / active EE | $363 | $2,882-87.4% | $2,549-85.8% | $4,194-91.4% |
| Participant deferral / active EE | $336 | $5,225-93.6% | $4,614-92.7% | $6,396-94.7% |
| Admin fee / account holder | $993 | $8,748-88.6% | $7,673-87.1% | $12,562-92.1% |