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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,015 | $117,895-88.1% | $102,460-86.3% | $145,897-90.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 64.78% | 31.92%+32.9pp | 29.47%+35.3pp | 552.29%-487.5pp |
| Employer contribution / active EE | $2,645 | $3,619-26.9% | $3,025-12.6% | $4,663-43.3% |
| Participant deferral / active EE | $4,209 | $5,736-26.6% | $5,056-16.8% | $6,689-37.1% |
| Admin fee / account holder | $566 | $13,353-95.8% | $9,460-94.0% | $13,390-95.8% |