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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,102 | $96,361-62.5% | $80,607-55.2% | $139,456-74.1% |
| Participation rate | 41.7% | 73.6%-32.0pp | 67.0%-25.3pp | 80.3%-38.7pp |
| Annual return | 15.00% | 1350.95%-1336.0pp | 936.11%-921.1pp | 373.45%-358.5pp |
| Employer contribution / active EE | $800 | $3,262-75.5% | $2,724-70.6% | $4,753-83.2% |
| Participant deferral / active EE | $2,882 | $5,232-44.9% | $4,448-35.2% | $6,711-57.1% |
| Admin fee / account holder | $2,435 | $6,601-63.1% | $5,379-54.7% | $11,407-78.7% |