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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,587 | $93,117-73.6% | $77,096-68.1% | $134,532-81.7% |
| Participation rate | 60.0% | 74.5%-14.5pp | 67.9%-7.9pp | 81.2%-21.2pp |
| Annual return | -11.24% | 62.67%-73.9pp | 42.35%-53.6pp | 418.27%-429.5pp |
| Employer contribution / active EE | $995 | $3,420-70.9% | $2,814-64.7% | $4,741-79.0% |
| Participant deferral / active EE | $3,227 | $5,241-38.4% | $4,429-27.1% | $6,401-49.6% |
| Admin fee / account holder | $46,416 | $6,948+568.1% | $5,428+755.0% | $11,429+306.1% |