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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,854 | $175,259-28.2% | $149,723-15.9% | $139,487-9.8% |
| Participation rate | 94.1% | 83.4%+10.7pp | 78.8%+15.3pp | 80.3%+13.8pp |
| Annual return | 14.92% | 166.82%-151.9pp | 134.50%-119.6pp | 373.84%-358.9pp |
| Employer contribution / active EE | $1,496 | $5,478-72.7% | $4,821-69.0% | $4,755-68.5% |
| Participant deferral / active EE | $3,618 | $6,522-44.5% | $5,682-36.3% | $6,713-46.1% |
| Admin fee / account holder | $6,742 | $16,158-58.3% | $13,215-49.0% | $11,407-40.9% |