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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,125 | $209,422-65.6% | $178,503-59.6% | $158,982-54.6% |
| Participation rate | 94.4% | 86.4%+8.1pp | 81.9%+12.5pp | 82.0%+12.5pp |
| Annual return | 15.98% | 188.81%-172.8pp | 151.12%-135.1pp | 302.99%-287.0pp |
| Employer contribution / active EE | $1,876 | $5,707-67.1% | $5,011-62.6% | $4,763-60.6% |
| Participant deferral / active EE | $3,488 | $5,955-41.4% | $5,202-33.0% | $5,983-41.7% |
| Admin fee / account holder | $2,636 | $17,079-84.6% | $13,987-81.2% | $11,252-76.6% |