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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,080 | $202,342-69.3% | $172,753-64.1% | $152,909-59.4% |
| Participation rate | 94.7% | 87.1%+7.7pp | 82.6%+12.1pp | 82.5%+12.3pp |
| Annual return | 20.74% | 1029.88%-1009.1pp | 803.00%-782.3pp | 345.46%-324.7pp |
| Employer contribution / active EE | $1,693 | $5,857-71.1% | $5,144-67.1% | $4,764-64.5% |
| Participant deferral / active EE | $5,712 | $5,948-4.0% | $5,198+9.9% | $5,851-2.4% |
| Admin fee / account holder | $5,822 | $17,112-66.0% | $13,956-58.3% | $11,601-49.8% |