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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,565 | $172,111+2.6% | $150,298+17.5% | $137,256+28.6% |
| Participation rate | 94.1% | 81.7%+12.4pp | 77.8%+16.4pp | 80.0%+14.2pp |
| Annual return | 13.17% | 69.37%-56.2pp | 62.79%-49.6pp | 220.34%-207.2pp |
| Employer contribution / active EE | $2,225 | $4,636-52.0% | $4,154-46.4% | $4,156-46.5% |
| Participant deferral / active EE | $5,946 | $6,166-3.6% | $5,453+9.0% | $6,407-7.2% |
| Admin fee / account holder | $9,453 | $16,471-42.6% | $14,116-33.0% | $12,270-23.0% |